The image is called The Dock by Sandra Hammer found at Michelle's Scrapbooking. Be sure to stop by and check out her huge selection of supplies for all your card and scrapping needs. Many of the image are designed to combine with others.
I have added a little Tilda to the dock image. The images were water colored and matted on the yellow. I used a MS butterfly punch for the border and Added a little yellow bow and some butterflies. Be sure to check out the rest of the teams cards.
The Corrosive: Ribbons and bows
Sparkles Forum: At the beach
Mark's Finest Papers: Buttons
Anything Goes: Here Comes Summer
Amber's Crafts and Stuff: Summer
CR84FN Color...Mona's Color Challenge